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What Part of “Thou Shalt Not” Don’t You Understand?

February 9, 2014 Leave a comment

THE TEN COMMANDMENTS When applying for a Real Estate Loan


•·       Thou shalt not change jobs, become self-employed or quit your job.

•·       Thou shalt not buy a car, truck or van (or you may be living in it)!

•·       Thou shalt not use charge cards excessively or let your accounts fall behind.

•·       Thou shalt not spend money you have set aside for closing.

•·       Thou shalt not omit debts or liabilities from you loan application.

•·       Thou shalt not buy furniture.

•·       Thou shalt not originate any inquiries into your credit.

•·       Thou shalt not make large deposits without first checking with your loan officer.

•·       Thou shalt not change bank accounts

•·       Thou shalt not co-sign a loan for anyone.




Eagle Mountain Lake – Where to launch, where to eat & what’s for sale!

Eagle Mountain Lake



A popular freshwater Lake located about 12 miles northwest of Fort Worth, Texas. The lake was created in October of 1932 by damming the West Fork of the Trinity River.  Eagle Mountain Lake sits below Lake Bridgeport and above Lake Worth.  The lake offers public beaches, boat ramps, marinas, restaurants/bars, gas docks; boat & water toy rentals, camping, and more! Eagle Mountain Lake is also known for sport fishing of Largemouth, Spotted & White Bass; White Crappie, Catfish & Channel Catfish!

Fort Worth Boat Club

Membership to the internationally known Fort Worth Boat Club (est. 1929) is by invitation only. FWBC members enjoy a secluded family oriented atmosphere with a swimming pool and tennis court. Amenities include a year-round, full-service restaurant and bar, large harbor with sailboat slips, covered boathouse and full harbor services including gasoline, hoist, launching, etc. Dry storage of boats is also available. On-site security is provided 24 hours a day. Non-sailors join the Boat Club as social members just to use the dining facilities with family and friends! Written applications must be endorsed by two FWBC members in good standing and approved by the Membership Committee. If no written objections are received once posted (for a minimum of two weeks) the applicant becomes a member. For more information, pricing, or to apply for membership please visit the FWBC office or call 817-236-8393.


Places to Launch


Lakeview Marina817-236-4633 6574  Singleton Road, Ft. Worth, TX  76179

Eagle Mountain Marina817-237-5558  6500 Wells Burnett Rd. Ft. Worth, 76135  (Marina Del Restaurant on site) Gas Dock.

Lake Country Marina– 817-236-8362 9290 Herring Drive Ft. Worth, 76179  (Scampi’s Cove Restaurant on site) Gas Dock.

West Bay Marina (817) 444-1622 From Jacksboro Highway (Texas 199) take FM 730 north to Timber Road and turn right. Turn north on Liberty School Road and follow to marina.

Creek Harbor Camp- (817) 236-6111 From FM 1220 Take Indian Creek west to ramp.

Harbor One- 817-236-8150 From Jacksboro Highway take Boat Club Road north 6 miles to marina. (The Spot! Restaurant & Bar on site) Gas Dock.




Creek Harbor Camp817-236-6111 at Lakeview Marina.  Cabins, Tents & RV Parking. Shady & quiet!

Eagle Mountain Park

Click for directions


400-acre Park located in northwest Tarrant Country on Eagle Mountain Lake is open seven days a week from dawn until 30 minutes after sunset.  

Click here for a printable map of the trails 





Boat & Water Toy Rentals


Aqua Time Boat Rentals has pricing available online. To reserve a Ski boat, Deck boat, Pontoon boat; or water toys such as skis, knee and wakeboards, or fun shaped tow-behinds dial 1-877-910-BOAT.

For WaveRunner rentals call Jet Ski Rentals DFW of Eagle Mtn Lake at 817-875-9935




Augie’s Sunset Café 6172 Park Rd. Ft. Worth,76135():  BLT’s, Burgers & Beers! Karaoke every Friday night.  Patio dining available. 817-237-5868

Cantrell’s Lakeview Grill (Weekends only through the boating season) Signature burgers, pork tenderloin, Godiva chocolate liquor brownies.  Relaxed waterfront restaurant located at 6574-B Singleton Rd. Ft. Worth, 76179.  817-236-1006

Scampi’s Cove: 9216 Live Oak Ln. Ft. Worth, 76179: Live music every Saturday night! Check out their event calendar online. Conveniently located at the Lake Country Marina. Patio dining overlooking the lake. 817-236-8838

The Spot!: 9307 Boat Club Rd. Ft. Worth, 76179 817-236-4600. Restaurant & Bar Overlooks Harbor One Marina.


Real Estate


According to the Multiple Listing Service (MLS) – As of October 1st, 2010 there were 63 Eagle Mountain Lake waterfront homes for sale ranging in price at $119,000 for a 1,200 sqft Condo to a 7,000 sqft estate offered at $2,900,000.

 Several area neighborhoods have a boat ramp, boat slips, docks, beaches, and/or parks available exclusive to their residents. You will find all types of architecture new and old whether searching for a condo, townhouse, executive zero-lot line, or sprawling manor! Some waterfront properties are available in gated communities, or in a subdivision which also features a golf course! Apartment rentals are also available.

I have the magic key to get you in to any listed property. Simply call 817-714-2898 today to discuss your waterfront or surrounding area real estate needs with me. I would be delighted to talk with you.

Upcoming Events


 December 04, 2010- Christmas Boat Parade of Lights



Area Links & Resources

Azle ISD: The Azle Independent School District

Eagle Mountain Classic Boat Club:

Eagle Mountain – Saginaw ISD: Eagle Mountain-Saginaw Independent School District

Eagle Mountain Lake Equestrian Center:

Eagle Mountain Park:

Catfish Guide:

Save Eagle Mountain Lake (NPO) / Because we all live Downstream  

Texas Parks & Wildlife:


Single Story Eagle Mountain Lake Waterfront Home w/ Pool, Sauna, Dock & More!

Eagle Mountain  Waterfront home has all the bells & whistles!


520 Topside Drive Azle, TX 76020

Take a virtual tour:

Great Azle Waterfront home on Eagle Mountain Lake has all the bells & whistles! Located in th family friendly Oak Harbor Estates . Impressive backyard features a salt water heated pool & spa (w/ chiller too). Dock has boat lift, dual jet ski lift & composite decking. Sprinkler system from lake or city water. Sauna, gazebo, game room w/ wet bar. Split master suite with his/her closets, jetted tub, & separate shower. Gorgeous brick accents in kitchen and living room! 3 bedroom, 2 1/2 baths, 2 car garage & SO MUCH MORE! 2,455 sqft. Call me at 817-714-2898 to schedule a private tour!

A Sign in the Yard Doesn’t Mean the Owner is Desperate to Sell!


It is a sign o’ the times; distressed properties are for sale!   Today the market is flooded with more foreclosures and Short Sales than I have ever seen in my near decade of practicing real estate and it’s forecasted to  get worse before it get’s better.

 You’ve heard those sayings: “If it sounds too good to be true, it is” &  “You get what you pay for”.  That holds true [pretty much] in the real estate world too!  Bank owned, or short sale properties seem like a great deal at first glance but are typically priced in line with what an “AS IS” price would be for a property in its condition.  Buyer’s need to beware of the cost of repairs exceeding the true market value once completed after the sale.

As I see it,  foreclosure listings are not grotesquely reducing their asking price as a way to undercut the rest of us or so a Buyer can  get a steal-of-a-deal;  they’re pricing their properties based on one or more suggested list price of a professional BPO (Broker Price Opinion). Banks  are not in the business of giving houses away and those BPO’s are conducted by local real estate agents advising them on how to get TOP DOLLAR in as short amount of time possible! I cannot imagine any Realtor who would be suggesting prices below anything but top dollar as that negatively effects their own hometown economics! 

While it is true that foreclosure sales have negatively affected the value in some neighborhoods,  A savvy agent will consult a traditional seller to price their property inline with recent sales as well as current competition (just like an appraiser will do).  I’d like to consider myself a “savvy agent” and I do tell my clients to price their property respective to current market conditions but even still I constantly see ridiculously low offers.  I’m sure there are plenty of stories of Buyer’s getting a deal but my rant today is merely to say I’m looking forward to the day when the mentality out there isn’t that if there is a sign in your yard, you must be desperate to sell and buyer’s stop making crazy low offers on homes that are clearly not over-priced. 

(quick disclaimer: Every city is like a snowflake with their own unique set of market conditions affecting their communities so I can only speak for what I see through my eyes here in Fort Worth, Texas.)

Have a Facebook Fan page? Here’s how to add tabs like Twitter, PDF’s, Flickr, & more!

I didn’t know it was going to be so difficult until I got stumped on the application for Twitter  on Facebook while trying to add the “Twitter” tab to my Business Page.

 The problem was that as I kept trying to add it to my page, it wouldn’t let me! I spent more time than I care to admit trying to figure out what button I didn’t click correctly.  Once I was out of problem solving ideas I went to the Twitter Application Fan Page’s discussion tab and scrolled down until I found a 13+ page discussion about the very same issue. It wasn’t until about the 11th page or so did someone FINALLY offer a solution to the 10 pages of people with the same problem begging for help!

 I thought I would share this simple solution today so that you don’t go through the same agonizing frustration I did, and also because this was provided by someone with a servant’s heart, I thought it fitting to Pay it Forward. (By the way, it CANNOT be added via the Facebook Twitter application and is provided by an outside source only) So, Thank you Robert Holland for the following post:

Robert Holland For those of you interested in having a Twitter tab on your Facebook Fan Page using Involver, I’ve also put together a “how to” for setting up Involver:


I also learned today that offers complete brand marketing for Facebook. Make sure and check out the Application Gallery of other FREE* and basic** applications that can be easily added to your Facebook business page as well.  (For Example: You Tube Channel, PDF’s, Flickr, and much more!)

*Free: Careful! You are limited to only 2 Tab add-ons. After which you would need to upgrade to a Premium service for more.

**Basic: Free apps have limitations such as for Twitter it only updates every 3 hours. For faster feeds to Twitter you can update to a paid Premium Account with 

Keep in mind these applications are available to Facebook “Become a Fan” business pages, NOT your regular social “friend” page.

Happy Hour and S’mores? You had me at HELLO!

Tillman's S'mores by habitatgirl.

Photo provided by habitatgirl


  The old childhood favorite is now served up with oooh-ahhh style! What is typically saved for kids at campfires is delivered table-side in the swanky, yet casual restaurant Tillman’s Roadhouse at 2933 Crockett Street in Fort Worth.    

 All eyes lit-up when a wood plank generously covered in all the ingredients necessary to create our S’mores was brought to the table.    From it we could choose between 3 marshmallow flavors (Maple, Orange, & Coffee) but rest assured these humongous puffy pillows of  oooey-goooey flavored goodness are not store-bought. There is also a generous portion of semi-sweet chocolate squares, and homemade graham cracker crisps for you to start your concoction!    

There was something about the open flame at the table surrounded by a round of stiff cocktails that got us gals snickering, so we let the boys handle the skewers while one-by-one we held out our delicate cinnamon-kissed cracker who’s chocolate square nested atop waited patiently to be mounted by a charred marshmallow (quite sexy really once the smashed melted mixture starts to run down well, just about everything). We are licking the sides of our mouths, smacking the tips of our fingers clean until the giggles turn into hard-core laughter…. and you though wet-naps were only for spare ribs.  Ha!  

I am looking forward to actually having a meal here. The plates that kept coming out looked and smelled divine! Tillman’s is definitely a date-place, and a crowd pleaser and so far gets 5 stars from this foodie!

Got Milk? Now all you need is vanilla, sugar & SNOW!

February 11, 2010 2 comments

Fort Worth woke up today to a rare beautiful mess of snow and It’s still coming down in big, fat, fluffy flakes!

 My mind tells me to go play, my body says I’d better not; I’d probably break something! So what else is there for a 40-year-old, stuck at home with no sweets to do! 


How to make Snow Ice Cream



  • 1 gallon snow
  • 1 cup white sugar
  • 1 tablespoon vanilla extract
  • 2 cups milk


  1. When it starts to snow, place a large, clean bowl outside to collect the flakes. When full, stir in sugar and vanilla to taste, then stir in just enough milk for the desired consistency. Serve at once. Serves 8.

Amount Per Serving  Calories: 132 | Total Fat: 1.2g | Cholesterol: 5mg

Recipe by Lil’madSavy, photo- unknown