Posts Tagged ‘check list’

What Part of “Thou Shalt Not” Don’t You Understand?

February 9, 2014 Leave a comment

THE TEN COMMANDMENTS When applying for a Real Estate Loan


•·       Thou shalt not change jobs, become self-employed or quit your job.

•·       Thou shalt not buy a car, truck or van (or you may be living in it)!

•·       Thou shalt not use charge cards excessively or let your accounts fall behind.

•·       Thou shalt not spend money you have set aside for closing.

•·       Thou shalt not omit debts or liabilities from you loan application.

•·       Thou shalt not buy furniture.

•·       Thou shalt not originate any inquiries into your credit.

•·       Thou shalt not make large deposits without first checking with your loan officer.

•·       Thou shalt not change bank accounts

•·       Thou shalt not co-sign a loan for anyone.




Creating Checklists so NOT TO Overpromise and Under-Deliver! (Includes free ideas & examples)

February 25, 2010 1 comment

Operate with integrity and the money will come by way of referral business.

As you’ve seen on the back of many business cards (that just makes me roll my eyes) is:  “The greatest compliment I could ever receive is a referral… blah, blah, blah but it’s TRUE! Whether by accident or not- It only takes getting busted once for not doing something you promised at the listing presentation for you to jeopardize your reputation! If you don’t do what you say you’ll do you risk losing referrals.  When you lose referrals, you’re starting your business over from scratch. There is nothing sweeter than receiving a call out of the blue that says “so-n-so” told me to call!

I consider myself a seasoned agent on auto-pilot but I am not too proud to keep a checklist in the front of every file.  Just like pilots who KNOW how to taxi down the runway (no matter how many times they’ve done it before) they check all systems before giving the “CLEAR” for take-off to make sure a safe flight. We should all run our business with the same mentality.

Here are examples of some of the items found on my listing checklist:

• Measure rooms, place sign & lockbox

• Verify schools w/ school district

• Create action plan in Wise Agent*

• Order Virtual Tour

• Enter into MLS

• Listing paperwork turned in to office

• Showing instructions to Appointment Service

• Upload disclosures/ CC&R’s

• Create & deliver color graphics for “take one” box

• Post on Craigslist, twitter, Facebook, blogs & my website

• Verify virtual tour on

• Mail Just Listed Cards

• Send Lowes coupon **

• Order Residential Service Contract

• Copies & links to Seller

• Etc, etc…

I keep copies OF EVERYTHING and stay organized by using the 2 partition, 6 fastener classification folders (blue for listings, green for buyers, red for short sales, brown for land. Yes, I’m a freak…about my files) I even have a checklist for what goes in each section! (there’s my next blog idea)

Staying consistent by having my systems in place is not only for me, but for an Administrative Partner, or for another agent handling my business while I’m on vacation. 

You must have systems in place to run a smooth operation.

* Tip- Always lead with revenue.  Keep your lists all on paper or a dry erase board until you can afford a database program such as Wise Agent or Top Producer; buying into it only when you are convinced having such a system will be worth more to you in return. 

 **Free personalized Lowes coupon delivered on your behalf. Check it out by visiting: .

As always, I welcome any questions & Subscribers!